Today we’re going to hear from Rachael from over at Saving Centsably Workshops. I love to hear background information on why people begin couponing and what keeps them going.
My passion for saving money began as a high-schooler. When my mom went to work full-time, I was driving and got the “privilege” of purchasing the groceries. The more I saved with sales and coupons, the more money my mom would give me. Essentially, anything I saved, I earned. Although this was motivating for me at that time, given what I know now about coupons and shopping, I’ll NEVER offer that reward to my children!!!
So let me give you some important information about our family. I have four children—three growing boys and one dainty little girl. My husband is a youth minister. I teach preschool part-time. We have carried a double house payment since October 2008, when we moved so my husband could take a job at a church in McDonough, Georgia. It was about this time, as we had 1 income, 2 house payments and 4 children, that I decided my coupon skills needed to be honed.
I saw a news snippet about the Grocery Game, and I enrolled for their free 90 day trial. I realized after joining that the information I was getting about what was on sale and how to match up the coupons could also be found online at no charge (I hadn’t found Michelle yet, but I would soon!!). So after the trial period ended, I cancelled my membership at the Grocery Game.
As I began to put into place the principles of stocking up on what’s on sale each week, instead of buying 1 of this and 1 of that, my pantry was quickly filling up. I had a friend at the church that we’d recently moved to in McDonough ask me if I’d consider teaching a class with her on coupon savings. In January 2009, she and I began teaching the “Saving Centsably Coupon Class” weekly in our church. It was definitely a ministry opportunity as we helped equip people with the skills they needed to stretch their grocery budgets in a time in which money was SO tight for SO many people. We swapped coupons, shared tips and collected our “extra” items—things we got for free or very cheap—for a women’s rehabilitation center.
Welcome to Rachael-Mart
Out of those Sunday evening classes, my “SavingCentsably Coupon Workshops” were begun. There were many people who couldn’t come to our church on a Sunday evening, and I’d get comments on my Facebook page from people who said, “If only I lived closer. I’d love to come to one of your classes.” So instead of them coming to me, I began going to them.
Last year, 2009, was the first year that I kept my receipts for EVERYTHING I bought. From toothpaste to Pull-Ups (for three kids) to milk and fresh vegetables, I kept all my receipts. Anything purchased at a drug store, a grocery store, a thrift store—it all figured into my totals. At the end of 2009, I’d spent less than $5,100 to purchase all toiletries, food, clothes and more for a family of 6! So what was my savings? Just over $7,000!
I’ve seen people in these last couple of years who’ve gotten really excited about couponing and then suddenly they fizzle out and return to their old shopping habits. For our family, shopping with coupons is not a convenience but a necessity. I don’t consider the process “saving” money, because we don’t necessarily have that money to save (or spend). I do consider this process a way to STRETCH the resources I DO have. I refuse to shop any other way, and this is why!
Downstairs in the cabinets I try to stay organized!
Super-couponing the way I do it allows me to keep a stockpile of foods, paper goods and toiletries. Why is this important?
- During the summer, I don’t have my part-time income from teaching preschool. This past summer was the first time ever that I was able to essentially “forget” the grocery store and shop from home at the “Rachael-Mart,” as my husband has nicknamed our pantries. In three months, I spent less than $250 on groceries and toiletries for the 6 of us.
- Throughout the year, our family is able to do a monthly “mission project,” in which we are able to minister to an individual or a family in need. It’s really easy to go to the pantry and let the kids help me fill boxes and baskets of food or toiletries to give to a family who’s lost their income or is facing health-related or financial challenges.
- I’m modeling good spending habits to my children. They now know that unless it’s on sale and Mommy has a coupon for it, we’re probably not buying it. As we eat our meals around the table, my 4-year-old’s favorite thing to do is play the “what did this meal cost?” game…..My 2-year-old always guesses $2, but I am able to show the kids that I can put a meal on the table for six people for a total of $1.65 or $2.15 or some other ridiculously small amount. This helps drive home the reason we DON’T eat out (unless we have coupons)—it’s a waste of our money!
- I get the biggest kick out of my daughter as she loads up her grocery cart in her room with the boxes from the samples I receive in the mail, and proceeds to pull her imaginary “coupons” out of her purse to pay for her items!!! I must admit that tickles me to no end!!!
Now, as a Christian and a ministers’ wife, many people look at me strangely and say things like, “aren’t we supposed to thank God for our DAILY bread,” or “don’t you think stockpiling like this is not Biblical?” My answer? No.
Remember the story of Joseph in the Old Testament? After a long and rocky road, Pharaoh places Joseph in charge of stockpiling food for 7 years as he prepares the nation of Egypt for a 7-year famine. The economic times in which we are living call for this kind of action. Honestly, I think the Bible explains that wasting our money is being a “poor steward,” and if I can pay .50 cents for a $4.00 item, and buy 8 for the price of 1, I’m doing exactly what I should be doing!!!
I’m still teaching my coupon workshops, although currently our family IS eating through our stockpile and I’m shopping at the stores a lot less. I don’t worry, though—I know that I now have the skills to rebuild our stockpile without spending a fortune! I visit Michelle’s websites daily (or maybe 4 times/day, if I’m honest), I like couponmom, the blog Hip to Save and Totally Target, and I have a Facebook page dedicated to sharing the deals I find and the deals friends like Michelle post online.
Sometimes you have to take things out of the boxes to preserve your freezer space!
These are from a stockup on waffles!!
This year, to continue to “up the ante,” so to speak, I’ve photographed about 99% of what our family has purchased, and I’ve posted it all on our Facebook page. From an album with my Thrift Store finds, one with Garage Sale deals, to a month-by-month breakdown of my purchases, it’s my goal to be extremely transparent as I show other people that you CAN do so much more with less.
As a side note, I’d love to have you join my Facebook page. And if you’re in Georgia and want to host a SavingCentsably Coupon Workshop, I’d love for you to contact me!
In the meantime, keep working at this coupon thing, and keep SavingCentsably!!! You can do it!
Thanks so much for sharing today, Rachael!
In order to keep this new feature going, you all are going to have to volunteer to tell us all about something YOU do when you are couponing!! Your post can be about almost anything to do with couponing. You can tell us about a particularly good or bad situation you’ve dealt with as a couponer, about how you got into couponing or how couponing has impacted the rest of your life, you can make a list of things every new couponer should know…just about anything, really! If you think it’s interesting and it has to do with couponing, email me with your idea at contactiheartpublix @ gmail.com!
Great story! I love hearing other people’s reasons and situations for beginning this lifestyle! I need to take the organization tips for the receipts so that I can come up with a total for my savings!
This may be me being crazy, but I actually use an Excel spreadsheet. I find it easier than keeping every receipt but I still keep track of what I spend and to the side the amounts of coupons I save. I have it set up to where it automatically formulates my percentage and total savings! 🙂
Me too! I was actually thinking of contacting Michelle to share it with everyone so they can use it too! Each time I plan a trip to the store, I make a copy of my blank “Template” Excel worksheet and begin populating it with the things I plan to buy, the original cost, Publix sale price, total before applying coupons, value of coupons, number of coupons, and price after applying coupons. I even built it so I can calculate the tax if the item is taxable.
This worksheet is especially helpful when I have Publix or competitor coupons for $x off a purchase of $xx or more. I can easily see my grand total before applying coupons to see if I’ll reach the amount I need (before coupons) to use this “$x off a $xx purchase” and then also see the grand total after applying coupons to see what my final OOP amount should be.
Okay, Okay…I know some people are reading this thinking I’m a crazy person. What can I say…I’m a numbers gal…actually, I hold a CPA, but recently went on sabbatical (when I started the heavy couponing). 🙂
I do the same things with my list! You’re no crazy lady to me 🙂
And I keep a google doc spreadsheet of every grocery/household purchase (everything that comes from the ‘grocery’ budget) too.
This month actually marked one full year of keeping track like this and I can clearly see how my shopping habits have changed over the year, which months tend to be heavy grocery months and what sales trends to look out for. Some things you just don’t notice over time, but as an example milk in North Central FL was $2.89 this time last year. Now it’s over $3.25. Last August I spent $305 total, this year I have spent $180. I just LOVE seeing the difference it makes to shop with savings in mind. I’m no CPA, but this analytical scientist shares your love of spreadsheets.
Yep. Forgot to mention what you did beautifully about the advantage of tracking purchases, seeing trends, etc.
I’ve been couponing a long time, but only started couponing the way Michelle teaches (stacking, stockpiling, etc) since March. What an unbelievable difference!
Jennifer,
Would you be able to share it w/me? I am not proficient @ Excel and would love a spreadsheet that is already formulated somehow.
Sure. post your email and I’ll send it with a few “instructions”
I LOVED THIS STORY. I always read stories about people couponing to save for a trip, or some big purchase. It’s always frustrating because, like Rachael, I don’t have that option. I coupon because I have to. It’s not really “saved” money for me because the $50 a week will be all I get no matter what I do with it. And I only have myself, my husband, and our two cats to feed and clothe…more power to you, Rachael! 🙂
Rachael, thanks so much for the paragraph about this being a necessity. I get soooo many comments on my blog about how couponing is addictive, and stockpiling is something to be ashamed of. Using coupons isn’t about this “rush” I keep hearing about, it’s about getting the most for my money and providing more for my family than I could without coupons. If I didn’t HAVE to do it, I wouldn’t. It’s hard work, and it clutters up my house! LOL
I loved this post, especially the part about Joseph. How appropriate!!
Great story, Rachael. Thanks so much for sharing. I’m going to get one of those “over the door” pantry organizers. Saw them before but forgot about them. What a great way to add extra space and stay organized.
Thanks also for reminding us of God’s direction to Joseph to stockpile…hmmm…I may just have to remind my hubby that what I’ve started doing is biblical the next time he questions the 20 bottles of ketchup! But he’s coming around too! 🙂 I used to get a lot of grief when I came home from the store…all he saw was a big, huge credit to our bank account (me too, if I was honest). Now, he says, “so, did you get all this for free?” I think he thinks it’s cool now finding out what I got for free, but probably won’t admit it! 🙂 🙂
That looks like my house hehehe
However, I will say, I did that with Eggo waffles once and they got freezer burnt way faster being out of the box. I won’t do that anymore now.
A COUPLE OTHER WAYS TO MINISTER TO OTHERS THROUGH COUPONING:
Rachael mentioned a great way to be a blessing to others through couponing. Here are a few other easy ways to be a blessing to others:
1. My little pumpkin is now 3 and fully potty trained (finally!!!, Thank you Jesus!) Any baby coupons I come across, be it inserts, mailers, or ones I can print, I do, and then send them to my sister and good friend who have 2 still in diapers/pull ups. If you’re a mom, then you know how costly diapers, formula, etc. are. This is such a blessing to them to have extra coupons. Example: A few weeks ago, when the “Sprout” baby food was on sale “bogo” at Publix, I was able to score some 34 packs of these with the “bogo” coupon in the “Smart Savings Booklet” and delivered these to my sister. Did my heart good.
2. Buy nonperisable items you might not use yourself, but are FREE or pennies on the dollar. I’ve started a section of shelving in my garage to store canned goods and other non-perisable items I plan to donate for the upcoming season of canned food drives. I always look at every item Michelle posts in the weekly ad and advantage buy flyers even if my family doesn’t eat or use the item for this very reason. Anytime I find items I can “buy” for FREE or pennies on the dollar, I do. If we don’t want/need the item for ourselves, it goes on the “donate” shelf to be a blessing for someone else.
Love the Rachel-Mart!
This is one of the best posts I have read about our couponing “obsession”. This article was heartfelt, unpretentious, and absolutely true. Thank you and I am happy to follow Rachel on FB. I really am interested in what else she has to say. Part of couponing certainly is “paying it forward”. Even when we are strapped, couponing allows us to be generous. I share coupons with my friends and even with complete strangers in the grocery store. I am blessed with such a good supply of coupons, I will pull coupons for the person behind me while I am waiting in line. Why not share the wealth? Plus, it opens others’ eyes to the possibility of saving money.
I have a “coupon buddy” at my local Publix. I don’t get to see him often, but when our paths do cross, we share stories, latest finds, and I am happy to share coupons with him that he may not have and I don’t need. There is always enough to go around. His name is Brett, and I am better for knowing him. A kindred spirit!
We have an obligation, not just as God fearing people, but as members of the human race, to help others. We don’t know what our impact may be on another’s life – one encounter may spark something for that person that is life changing.
Thanks, Michelle, for the best website on Publix out there in the interverse. Thanks fellow couponers for all the heads-ups and shared experiences. Hope to see you in the check out line! I promise, I’ll never complain because you have too many coupons and are taking too long!
Yes, I agree that we all have an obligation to help others just because we are members of the human race. I have been helping other through my couponing for many years. I even teach couponing at the local women’s shelter and teenage shelters. I do not believe in god. But even if one is not a “god fearing” person like myself, doing good deeds toward our fellow humans is reason enough in and of itself to feel good.
Thanks for sharing, Rachel! I was just at Bethany Baptist in McDonough for my grandfather-in-law’s funeral yesterday and saw a “Saving Centsably” coupon box….it’s fun to find out what that was about!
That was our box, Lisa. And although I didn’t know Mr. Adams very well, I’ve heard great things!!!!
Small world, huh?
Wow!! It is a small world, I also live in Mcdonough and moved here from Alabama in 2007. I just started couponing about 8 mths. ago. and I don’t think I can ever go back to not using coupons. It took awhile (well, actually he is learning how it works) for my husband to try to understand why I needed to buy 3 more tubes of toothpaste when we already had 8 tubes in the house. I am going to share with him the story of Joseph. Great story!!
WOW, so glad to see this article. Mind if I copy it to our McDonough church’s recently graduated FPU class? They would love this!!!!
Sherri
Sherri, That would be great! I’d love to be able to share!!!
Way to go Rachael…I totally agree – the Word says we are to “be Good Stewards”. I thank God for bringing my friend to show me how to coupon…not only do i love to save, now I love to go grocery shopping – even if I have to tote my kids along with me! And I love sharing this info with other people – when they get it – it’s awesome!!
Thanks for this post. Its nice to see such a great article from a responsible stockpiler:) I was amazed you had 4 kids your stockpile looks smaller than some I have seen with 1 child its nice to see someone truly understand its how much you save not how much you buy:):):)
Wonderful post! I am so impressed with your attitude and your story. Honestly, I got tears in my eyes as I read about your children — your daughter “shopping” with her coupons. Many times children don’t understand “we can’t afford it….it’s too expensive” You’ve proven that it’s ok. It’s a great reminder that we need to be grateful for what we do have – not what we do not have. Thank you and for may your life continue to be blessed.
Wonderful post! I am so impressed with your attitude and your story. Honestly, I got tears in my eyes as I read about your children — your daughter “shopping” with her coupons. Many times children don’t understand “we can’t afford it….it’s too expensive” You’ve proven that it’s ok. It’s a great reminder that we need to be grateful for what we do have – not what we do not have. Thank you and may your life continue to be blessed.
If my sister would read this blog I would have your story blown up & hanging on her door! She has constantly critized our other sister, & I’m sure me too, about how stockpiling is greedy & against what the bible teaches. We aren’t as fortunate as she is to be able to not count every dollar we spend. Many a times my sister & I have helped each other & others out in their time of need because of our stockpile. I see that as a blessing to be able to help those that are in need 😉 I’m still new to couponing, but I have been able to save money for those “emergiencies” since my sister finally nagged me enough to start. Boy am I glad she nagged enough! So kudos to you for doing what you have to for your family & for not letting what others say discourage you!
I love that you deboxed the freezer goods! I am smacking my head thinking – 6 people and 1 freezer that will really help us.
That’s my daughter. I am very proud of her. Her Mother is smiling from Heaven. Rachael’s Spiritual Gift is Mercy and God allows her to exercise her Gift in many ways. This is one. You go girl!!
God will continue to open doors if we are obedient, seek and follow His Will for our lives.
Your father LOVES you.
Love you, too, Daddy!!!!
What a wonderful way to share your story! Rachael is a wonderful person and an inspiration to me as a wife and mother. So glad to call her a friend!
Thanks, Amber!!!
I too am happy to call Rachael a friend and she is also my son’s preschool teacher. Her story is wonderful and a great way to explain how great couponing can be!! It is our way of life also!
Laura, Thanks so much!!!
Thank you for sharing your story. I found it very encouraging.
great story and love the pics, but to be quite frank your stock pile pictures were much more impressive