Keep sending in those questions – we love to answer them! Just remember if we didn’t get to your question this week…we will do our best to cover it another week!! As always a big thanks to my buddy Christy over at Haphazardly Hobbying who gives me so much help to get the questions answered.
Remember–there is a tab at the top of the site called “Q & A” where I organize the questions and answers from this feature so that it can serve as a quick reference!
Here are this week’s questions:

  1. Are the Sunday coupon inserts regional?
  2. Is it ethical to put in a zip code other than your own in order to get coupons from RedPlum or Coupons.com?
  3. When returning an item that you purchased and used a manufacture coupon should you tell the cashier?
  4. Can I use a competitor coupon that offers the item at a set price (rather than an amount off) at Publix?
  5. Do you know if Publix recognizes GFS Marketplace as a competitor?
  6. How is tax calculated for coupons?
  7. Do you shop at any club stores like Sams or Costco?
  8. How do your organize your binder and what coupons do you put in it?
  9. What’s the cheapest way to stockpile meat?
  10. I have four older children – how do I cut my spending further?

And here are the answers!

  1. April wants to know: Are the Sunday coupon inserts regional? Often you will list a coupon in your matchups that I didn’t get.
  2. Christy: We’ve answered a version of this question before (HERE), but it’s one we get pretty frequently so it’s probably a good idea to talk about it again! The Sunday coupon inserts are absolutely regional – often companies will issue different coupon amounts to different areas depending on their sales in that area. If the amount on your coupon is much less than that in another area (or if you don’t get a coupon at all), you can always look into purchasing the coupon(s) you want from a clipper site or on eBay.

  3. Beca wants to know: Is it ethical to put in a zip code other than your own in order to get coupons from RedPlum or Coupons.com? I feel like if the company didn’t post the coupon for all zip codes, then they don’t want all zip codes to be able to print, but I don’t know the rules for those sites. What do you think?
  4. Christy: This is a call you have to make for yourself depending on what you feel to be right. Personally, I don’t think that there is anything wrong with trying a number of zip codes in order to find coupons on any of those sites. We live in world that relies heavily on information sharing, and the information about coupons in other zip codes is just part of it. I look at it this way: if companies really didn’t want just anyone to be able to print a specific coupon, they wouldn’t let us input our own zip codes or they wouldn’t put it online in the first place!
    Michelle:  Yep, you will need to decide if this is something you are comfortable doing.  I have heard the same argument for ordering inserts from different regions (ordering a high value coupon from a clipping site or ebay that was only released in California, etc…) This is definitely a personal choice!

  5. k58pow@ wants to know: When returning an item that you purchased and used a manufacturer coupon should you tell the cashier? You are not getting the coupon back and they are still going to get reimbursed for the coupon.
  6. Christy: This, too, is going to be a judgment call you have to make – but my advice would be to ask your customer service desk about this. From time to time I’ve returned something immediately because of a price discrepancy, etc – in that case I just ask for my coupon back (my store is only too happy to do this). In any other instance, I’m always honest with my store about the coupons I’ve used when I’m returning something. If the customer service rep is coupon savvy, then they’ll understand that you should get your money back for the coupon. If not, you might lose out on the amount of your coupon – but in my opinion this is ok as long as my store continues to think of me as a legitimate couponer. It’s more important to me that I maintain a good relationship with the employees in my store than it is that I get $.50 back in place of my coupon.
    Michelle:  I think in general it is fine to take an item back and just get your money back.  Publix is being reimbursed for the coupon so they are not losing any money really.  Now, I don’t think it is appropriate to buy a bunch of items and return them to make money!! We all know there are dishonest folks out there who buy things at a reduced cost and then expect a full refund!! That is cheating, unethical and just rotten!  If you need to return something I would encourage you to take in your receipt!  You should only get back what you actually paid for the item.  A return policy is not meant to be a way for a person to make money 🙂

  7. poohcave@ wants to know: Often Walgreens or other stores have coupons in their flyers that say things like “Cocoa Puffs $1.88” rather than “$1/1 Cocoa Puffs.” Can I use these types of coupons at Publix?
  8. Christy: The short answer to this question is no, you can’t use these types of ‘coupons’ at Publix. Anything with a set price on it – even if it’s printed to look like a coupon – is actually just an advertisement for a price you can get at that store. In effect, if you take that ‘coupon’ to Publix and ask them to accept it as a competitor coupon, you’re asking them to price match (which they don’t do).

  9. fammer626@ wants to know: Do you know if Publix recognizes GFS Marketplace as a competitor?
  10. Who your store does or does not accept as competitors is always going to depend on the individual management – so ask at your customer service desk to be sure!

  11. Stephanie wants to know: How is tax calculated for coupons? I always account for tax on my pre-coupon total when planning for my week just to be safe but sometimes I’ll have negative tax! What’s that about?
  12. Christy: I’m hoping Michelle or the commenters have a good answer for this one, because I honestly just don’t know! I had my first experience with negative tax just last week, and I was as baffled by it as you are! 🙂
    Michelle: It depends on what coupons you use.  I will be honest it can be a pain to figure out!!  Generally you can go by your pre coupon total but remember, store coupons reduce your taxable amount so if you are using those you will have to make that adjustment!!  Here in Georgia we have different tax rates –the food tax is less than regular tax.  I gave up a long time ago trying to figure it all out.  I just kinda estimate!! 🙂

  13. Brittany wants to know: I was wondering if you shop at any club stores like Sams or Costco. Sometimes I wonder if club prices are cheaper even when items are BOGO with great coupons out. I always get so excited for the new Publix weekly ads that I forget to check my club store first!
  14. Christy: My husband and I do have a membership at Sam’s Club, but I’ve noticed that we just don’t use it as much anymore as our stockpile has grown. I really like the quality of Sam’s meat and seafood, so once every four or five months we’ll do a big stock-up trip for steaks, chicken, fish, etc. They also have really good prices on bulk produce, so if we’re hosting a dinner party, etc, it’s worth it to me to purchase from them rather than from Publix. Other than that, though, I think that BOGO prices with a good coupon are either comparable or better than club prices, and at Publix you’re able to determine how much of an item you need rather than be stuck with a set amount at a club store.
    Michelle:  I do not have a membership to any club store and I don’t think I ever will!  I just don’t think I can justify the membership fee!  Many of the clubs do not accept coupons and to go in $40- $50 in the hole is not where I would like to start!  There may be an occasion where buying in bulk can save you a few cents but based on my experience it is not enough to cover the membership fee!  Remember –often it can be more economical to buy smaller packages and use coupons.  Think of this scenario (I am making up numbers and sizes):
    Let’s assume that you go to the club once per month and there are $1/1 Ritz coupons available.
    32 oz Box of Ritz Crackers at a Club Store = $4 (+$3.33 monthly fee for membership or 1/12 of membership fee)
    8 oz Box of Ritz Crackers at Publix = $1.50
    Ok so the club price is cheaper if you do the math and determine the price per ounce!!  BUT…now let’s use coupons 🙂  I can use (4) $1/1 coupons to reduce the cost of each box at Publix to 50¢.  So, if I buy four boxes and use four coupons–I am getting 32 oz of Ritz crackers for only $2 -that is half of the cost of the club store!!
    Even if the club store let me use a coupon I would only be able to use one $1/1 and the best price I would get would be $3…so the (4) smaller boxes for $2 after coupons is still a better deal.  Now add in the membership fee and the Club store price per ounce is even higher!!
    I think I will stick to Publix and just shop the sales with my coupons 🙂

  15. Sarah wants to know: How do you organize your coupon binder and what coupons do you put in it? I know you don’t cut your coupons, but date the inserts as they come in and file them, but how does the binder work and how do you find the inserts that fit the coupons you place in them?
  16. Christy: We get this question a LOT! On good weeks, when I have time and/or remember to file stuff away, I keep IPs and any tearpads/blinkies/traded coupons in my binder – that way I am able to carry some coupons with me to the store and can occasionally score unadvertised deals. (On bad weeks – it all sits in a messy pile on my desk. I wonder if any of you can relate? 🙂 ). I know some people use baseball card holders to store their coupons, but I really like bigger pockets so I use 5×7 binder sheets that were originally designed to hold cds & dvds – they have a flap closure to hold my coupons in and there’s always enough room for those weirdly-shaped coupons. (I looked for quite a while to see if I could find the product I use online, but no luck – I’ll have to snap a picture for you next time I get them at the store.)
    Michelle: My binder is my catch all.  Basically it is storage for all coupons besides insert coupons.  All of my tearpads, printable coupons, peelies, rain checks, blinkies, etc are organized by category in my binder.  I use zippered vinyl pockets to store my coupons within my accordion file.  I think I will see if Christy wants to do a show and tell.  Maybe we will do a post where we can show our binders and you guys can show us yours too!!

  17. donalson684@ wants to know: What’s the cheapest way to stockpile meat? That seems to be the only thing I can’t score cheaply. Occasionally I can find meat marked down at Wal-Mart, but I really don’t like their quality of meat, and my Publix does not mark down or reduce their meat (I asked them why & they said they donate it). Most of the meat I do buy is on sale. I also buy meat from Sam’s & freeze it. Are there any other things I can do?
  18. Christy: As I mention above, I buy a lot of my meat in bulk at Sam’s Club. When I do buy meat at Publix, I usually try to use my savings or overage from other deals to offset the cost of the meat. I also try to buy the meat I do need when I have $X/$XX Publix or competitor coupons or during a big rebate week so that the price of the meat doesn’t drive up my totals too much. Also, if your store accepts Albertson’s as a competitor, check out their weekly circular – they almost always have a B1G2 meat coupon that my Publix will accept, depending on the item!
    Michelle: I also find ways to offset the cost of meat. I also do massive stock ups when the prices are good!  There have not been as many meat coupons lately but they do exist.  I also plan my meals based on the sales.  So if beef is on sale, you will not find pork on my menu that week (unless I pull it from my freezer 🙂 )  I look at it like this…If I am saving tons of money with coupons on everything else I buy, I have more of my budget to devote to things that might not have a coupon!

  19. Stephanie wants to know: I have been couponing almost 7 months. There are six in our family – kids aging from 11-16 (so they eat). I have gone from spending over $1000 a month to $700, which is great. It has kept me from having to go get a part-time job since I also home school. But I want to see half of what I started with — $500. I believe it can be done, but I can’t figure out where to cut back anywhere. I only buy meat on sale or clearance. I rarely buy anything that is not BOGO or BOGO with a coupon. I do several stores every week trying to get the best deals at all the stores. (We live just a few miles from all the major stores) I get the free items. I am not brand particular with most things. I just would love to see a drop again, if possible. Is this just life with four older children or do you have any other hints?
  20. Christy: My ‘answer’ is actually more questions – what items are you just not able to keep in the stockpile? You may need to purchase more of these items when they’re at their lowest price to see the best savings. On a related note, how many months worth of stockpile do you have? If the kids are eating the majority of your stockpile before the sales cycle is over (or within 3 months), you may not be getting the best prices because you’re restocking too quickly. Another idea – and this may sound extreme – is it possible to hide a reserve stockpile (especially of snack-type foods) somewhere, and just rotate out a reasonable amount each week? My experience with teenagers in particular is that they are never actually in danger of going hungry because they literally eat all the time – so maybe removing some stuff from their ‘grazing grounds’ could help a little.
    That said, I defer to the experts: Michelle and the commenters. What do you guys think?
    Michelle: You could challenge yourself to reduce your spending by 10% every two weeks.  Often just a little creativity can do wonders for the budget!!  Try modifying your menu to include a leftover buffet or opting for one meatless dinner per week.  Many times I think the easiest things to do is just think outside of the box and change habits.  Think about what you could do with a pound of ground beef.  Would your family notice if you made a big pot of chili with only half a pound of beef and then used the other half for a big pot of vegetable soup later in the week??  My guess is that they probably would not even notice!!  But…try to feed a family of 6 a meal of hamburgers with just a pound of beef and it would likely be impossible!!  That little bit of creativity could save you $10 in one week!!

I hope our answers to these questions were helpful! Make sure you ‘tune in’ next week for even more Q&A with I Heart Publix. If you have a question you’d like to see answered, email me at contactiheartpublix@gmail.com.